One of the most challenging parts of going to college isn’t getting accepted – it’s figuring out how to pay for it. Long before your child is selecting a major, their college savings plan should be in place and growing. When do you start? What’s the right investment...
Looking for a family activity? There’s one that is not just enjoyable family time – it can move you closer to achieving your goals and making your dreams come true. While we all have things we want to accomplish, lives we want to build, and things we “wish” for —...
Robert Gilliland provides input on how retirees can recover financially from Covid-19. Check it out on MarketWatch!
For some people, retirement either doesn’t live up to their expectations or is a mystery because they never figured out how to live the rest of their lives. That’s why planning for the non-financial aspect of retirement is as important as planning for lifelong...
Planning ahead for the care you’ll need when you can no longer care for yourself is one of the most necessary parts of a comprehensive financial plan. It combines two of the most important factors of risk management: ensuring your needs are met in the way you want...
Tax planning for retirement is different from the strategies you deploy to minimize taxes while working. You’ll be using your investments for income, and the way they are taxed is different depending on the type of account you hold assets in. In addition, at age...
You’ve built a retirement nest egg by saving consistently and investing carefully. An asset allocation that allowed growth but gradually reduced risk as you got closer to retirement was probably part of the plan. But once you’re in retirement, your focus shifts a bit....
The Roth IRA isn’t usually associated with high earners. However, there is a way to provide the advantages of tax-free growth and tax-free withdrawals in retirement, even if you are over the income limits. An IRS loophole that allows for investment account conversions...