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See if we’re a fit

Every good plan starts with a conversation.

Watch the video first & complete the form. If we’re a good fit, you can schedule a complimentary retirement clarity session at a time that works best for you.

What our clients say about us

I chose Concenture because of their reputation and good standing in the community. I met Robert and Karen only a few weeks ago and was greeted with honest concern and compassion for my financial and estate planning. They both were professional, competent, knowledgeable - and answered all of my questions. At our first meeting, it was explained to me how my savings will be invested and protected. Everyone has been so helpful in setting up my accounts - Codi, Carlee, and of course, Robert and Karen. Choosing Concenture for your financial needs will change you and your family's life..forever!
★★★★★Cathy Daniels
I have thoroughly enjoyed working with Robert, Karen and Codi. They ask a lot of questions to be sure they understand what our goals are and then make different recommendations for us to consider based upon that. They are smart, responsive, and professional. Our quarterly meetings are always informative and thorough. Would highly recommend others to consider them for their financial planning needs.
★★★★★Aileen McCormick
Robert and his team at Concenture have given me complete peace of mind with regard to my financial future. From the first time I attended one of Robert's pre-retirement sessions, his explanation of how he and his team would manage my retirement, just made so much sense. And since my retirement, when I handed over my financial future to Concenture, they have met and surpassed my expectations. At Concenture, they get to know you on a personal level and actually care about you and your wants and needs. They listen and advise with meaningful conversations. Retirement can be scary and uncertain, however having known and worked with Robert over 10 years, I can say with certainty that the team at Concenture can be trusted and provide the security needed. I strongly recommend working with the team at Concenture.
★★★★★Dana Sigalos

Reviews are sourced from independent third-party platforms and reflect the experiences of individual clients. Concenture Wealth Management does not control, edit, or provide compensation for reviews. Testimonials are not necessarily representative of all client experiences and do not guarantee future performance.

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Got questions? We’ve got answers.

It costs nothing to start a conversation with us, and we’re here to make the process simple.

Our planning philosophy is built around clarity, adaptability, and long-term confidence.

We believe retirement planning should reflect how life actually works, because priorities change, markets fluctuate, and income needs evolve.

That’s why we use our Dynamic A.G.E. Approach, which focuses on creating a plan that can adapt, continue to grow responsibly, and ensure your income lasts throughout retirement.

Yes, we’re able to work with clients from all corners of the country.

Whether you meet with us in our Houston office or virtually, we’re designed to be just as personal, clear, and productive.

Most people come to us because they want more than generic, cookie-cutter advice.

We offer a unique, structured, and hyper-personalized planning process designed specifically for people approaching or in retirement.

Our goal is to help you understand your options, feel confident in your decisions, and move forward with a plan you actually trust.

We operate using a transparent, fiduciary fee model.

Depending on their situation, some clients work with us through a flat-fee planning engagement, such as the A.G.E. Retirement Roadmap, while others choose ongoing wealth management for a percentage of assets we manage on their behalf.

We do not earn commissions, sell products, or receive undisclosed compensation.

We do not offer hourly financial planning.

Instead, we provide planning through ongoing wealth management, or structured engagements like the A.G.E. Retirement Roadmap which delivers a complete retirement plan & more over a defined period of time.

This allows us to focus on outcomes and strategy rather than billable hours.

Yes. We act as a fiduciary at all times, meaning we are legally and ethically obligated to put your best interests first.

Our advice is not influenced by commissions, sales incentives, or third-party compensation.

Many advisors focus primarily on investments or require you to move assets before meaningful planning begins.

At Concenture, we believe that planning comes first.

We use a structured, retirement-specific framework, supported by a full advisory team and a transparent fee model.

Our process is designed to give you clarity before you make long-term commitments.

Just bring yourself, your questions, and any information about your financial goals or current accounts.

We’ll guide you through everything else.